Financing

Get your car fixed now. Pay over time.

An unexpected repair shouldn’t keep you off the road. Flexible financing lets you get the work done today and spread the cost into payments that fit your budget.

✓Fast application
✓Flexible payment options
✓Perfect credit not required*

Car repairs don’t always happen when it’s convenient.

Don’t put off getting your vehicle back on the road because of one large repair bill. Explore financing and see what works for your budget — applying takes minutes and won’t hurt your credit score.

Two ways to finance your repair
Perfect credit not required*

Snap Finance

First 100 days interest-free. Pay your balance off within the first 100 days and you won’t pay any interest.*

Apply in minutes and get a decision in seconds. Eligible customers may qualify for $300 to $5,000, and applying does not impact your FICO score.

Snap Merchant ID — enter this when you apply110743Give this to Snap so your financing links to Express Auto Collision.
Another option

American First Finance

Flexible financing for your repair, with a quick application and payment plans built to fit your budget. Perfect credit not required.

Or apply by text — text the word APPLY to41806Text APPLY to 41806 and American First Finance will start your application.
How it works
01 / Apply

Fill out a short application online in a few minutes, right from your phone.

02 / Get a decision

See what you qualify for in seconds. Applying won't hurt your credit.

03 / Get repaired

We fix your car now and you spread the cost over time. Back on the road, no long wait.

Get your estimate first. We’ll walk you through your options.

*Financing is provided by third-party lenders (Snap Finance and American First Finance), not by Express Auto Collision. Approval is not guaranteed and is subject to each lender’s application, terms and eligibility. Amounts, rates and terms vary by lender and applicant. “Perfect credit not required” does not mean everyone is approved. Snap Finance’s interest-free offer requires paying your balance in full within the first 100 days; other terms may apply after that. Please review each lender’s terms before you apply.